Commercial Ice Cream Machine Financing

Get the Machines You Need Without the Upfront Cost

Purchasing a commercial ice cream machine is a big investment—but it doesn’t have to be a barrier.

We offer flexible financing options through our trusted financing partners, so you can get the right machine for your business now and pay over time. Whether you’re just starting out or expanding an established operation, our financing solutions make it easier to manage cash flow, preserve working capital, and start generating revenue right away.

The online application makes financing ice cream machines, frozen drink machines, milkshake machines, batch freezers, and pasteurizers quicker and easier.

Company

Description

Min. FICO

Credit Pull

Loan Category

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Navitas offers fast, flexible financing tailored to foodservice businesses. Get the ice cream equipment you need with quick approvals, 12–60-month terms, and an easy online process without tying up your cash flow.

Apply to find out if you qualify.

Soft

Business Financing
Apply
Harbor Capital Logo

Harbour Capital is a top financing partner for ice cream and restaurant equipment. Flexible terms, strong prepayment options, and loan structures that match your business’s cash flow.

FICO 625+ for startups; 550+ for businesses 2+ years old.

Soft

Business Financing
Apply

Lease to own. Clicklease offers fast, flexible financing with no hard credit pull. Get an instant approval decision, 24–60 month terms, and low monthly payments, ideal for new or growing ice cream businesses.

Apply to find out if you qualify.

Soft

Business Financing
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With decades of experience helping small businesses, Leaf offers fast approvals, flexible payment plans, and a streamlined process to get you the equipment you need without the hassle. Whether starting fresh or upgrading, Leaf makes it easy to move forward with confidence.

Apply to find out if you qualify.

Soft

Business Financing
Apply

Company

Min. FICO

Apply

Apply to find out if you qualify.
Apply

Harbor Capital Logo

Apply to find out if you qualify.
Apply

Apply to find out if you qualify.
Apply

Apply to find out if you qualify.
Apply

Financing FAQ

Eligibility depends on the financing provider, but most offer options for a wide range of credit profiles. Factors like your FICO score, time in business, and the type of equipment you’re purchasing all play a role. Some lenders specialize in helping startups, while others focus on more established businesses. We recommend applying or reaching out directly—approvals are often quick and won’t impact your credit score.

A small fee may apply depending on the financing term and any discounts applied. We’ll always be upfront about costs before proceeding.

Once you’re approved, the financing provider contacts us to authorize the invoice. After we confirm the details, your financing is activated and we ship your machine.

Most applications are processed within 24–48 hours. In many cases, same-day approval is possible.

A soft credit pull is typically used for pre-qualification. A hard inquiry may be performed during final approval, depending on your application.

Yes. Financing is available for multiple machines or bundled purchases. Custom packages and payment plans can be arranged.

In many cases, no down payment is required. If one is needed, it will be clearly communicated before approval.

Many financing providers offer flexible payment structures for seasonal businesses. Let your lender know about your seasonality and they’ll determine if a custom payment plan can be structured to match your cash flow.